Our Clients Are Raving Fans!

Mary is amazing. I loved working with her. She is so smart, on the ball, and honest. I feel so lucky to have worked with her! She is beyond amazing!

Tanya W., Purchase client

Mary and her team at OnQFinancial helped me get through a very complex refinancing process, in which the bank made us jump through multiple unusual hoops. They were professional, resourceful and highly responsive. I couldn’t have done it without them. Thank you Mary. Bravo!

Robert C., Refinance client
Tim Gullicksen

Talk about a hero, Mary stepped in, gathered all of the documentation from the buyer and closed the loan in less than 3 weeks! As if this weren't enough to give her hero status, she was actually driving to Lake Tahoe for a much needed vacation when I called her! The bottom line: Mary and her team can and DO get the job done and I've been working with her ever since!

Tom Watson, Realtor

I highly recommend Mary! I wouldn't have my new home if it wasn't for her. She navigated an extremely difficult transaction that did not have a high probability of success to completion with a great result. I got a great loan at a very low rate and completed the deal on time. Mary is great to work with and makes the process fun and easy...even for a first time buyer.

Tom K., First Time Home Buyer
Tim Gullicksen

I started referring clients to Mary Apprill a few years ago because I found her knowledgeable and responsive. I have continued to refer her based on the feedback I get from my clients. They love her energy and positivity. They appreciate her frankness. Their highest praises are reserved for how available Mary is to answer their questions; nights, weekends, whenever. Sending clients to Mary makes me look good!

Tim Gullicksen, Realtor
Sara Werner-Costa

Mary Apprill is our go-to mortgage professional & we are proud to have her as a key member of our "A-team". Not only is she sharp, fast, responsive & totally on top of it ; but she also makes the experience of getting a home loan painless & actually enjoyable for our clients & for us as the Realtors....

Sara Werner-Costa, Realtor

Mary earned my trust very early on in my decision to buy a home by educating me about the process of financing a home purchase. When it came time to decide who to entrust to get me the best rate on my mortgage, there was no question that Mary was the right person. The smooth settlement process was icing on the cake.

Laura L., Refinance Client

Mary Apprill has been a wonderful part of our residential mortgage team for the past 4 years. Her dedication and energy in providing home loans for our customers has been critical to the success of our new home communities. She is an impact player always striving to provide the most competitive product and highest level of customer service.

Rob D., Home Buyer

Mary came highly recommended to us when my wife and I decided it was time to enter the San Francisco housing market. Her energetic and professional style immediately made us feel like we were in good hands. She worked closely with agents from both sides ensuring everyone that a somewhat complicated financing situation would be no problem at all. In the end, she delivered as promised. Her experience, know-how, and strong relationships make her a superb choice when financing real estate in SF.

Brad T., Home Buyer

Mary is a very professional mortgage banker, she guided us thru the process very well so we can find the lowest rate lender, she was very prompt, very knowledgeable, and very interested in my success in refinancing the loan we applied for.

Amos D., Refinance Client
Tiffany Combs

As the broker for Climb Real Estate Group, it is critical to know the best lenders in the business. I have worked with Mary Apprill for the better part of a decade. She has proven repeatedly to be one of the most responsive, reliable and trustworthy lenders. She is the first person I call upon for all my lending needs; she is simply the best!

Tiffany Combs, Broker

Who does JPM LLC turn to for our critical real estate financing transactions? There is only ONE person who comes to mind - MARY APPRILL! We have worked with an extensive list of real estate financing professionals over the past twenty-five years, and MARY APPRILL is the only one we would call today!

Ruby L., Home Buyer

Our real estate agent introduced Mary to us under a tight deadline after poor service from a traditional bank. In two weeks time, Mary picked up the baton and carried us through our loan process from start to finish. Mary is extremely knowledgeable, passionate, courteous, responsive and truly cares about her clients. Mary's team runs like a well-oiled machine and left no detail unattended. Simply put, Mary and her team at OnQ are awesome!

Rene & Jenny, Home Buyers

Welcome to OnQ Financial San Francisco

Our Company Values

Client Focus: The keystone of our mortgage lending business is Client First service.  We are a mortgage company dedicated to client satisfaction. That’s why we offer preferred rates and low costs with a simple, quick, and easy process.  We never stop striving for improvement and utilize the most advanced technologies and best practices in order to add value to all our client relationships.

Integrity: We are ethical and honest.  We know our success depends on our reputation. At OnQ we constantly aim to be the mortgage company that our clients can trust and rely on.

Performance Excellence: We are a performance-based mortgage company.  We continually seek to expand our knowledge and expertise, and to improve our processes and productivity.  We are determined to be the best at what we do.

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FHA loans have a strong program for refinancing your home, please contact your OnQ Financial Mortgage Consultant today to find out about the 3.5% on numerous types of properties.

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